Local App Data
Your spending entries, recurring expenses, categories, journal notes, and settings are stored locally on your device unless you choose to export them.
Private by design
An expense tracker that does not need your bank data.
Spendful keeps core app data on your device. It is designed for people who want to understand spending without account setup, financial aggregation, ads, or noisy tracking inside the app.
No Bank Connection
Spendful does not ask for bank credentials. That makes it a simpler choice for people who want to keep financial account access separate from a spending journal.
Clear Optional Data Flows
Optional AI receipt scanning, AI insights, currency conversion, and in-app purchases may use third-party services. The privacy policy explains those flows directly.
Questions people ask
Where is my Spendful data stored?
Core Spendful app data is stored locally on your device. You can export your history as CSV or JSON.
Does Spendful sell spending data?
No. Spendful is designed as a local-first spending journal, and core spending entries are not sent to Spendful servers.
Start with one check-in.
Spendful keeps spending awareness simple: no bank links, no heavy budgets, just a clearer record of where your money goes.